Martin County, FL: Foreclosures, Tax Liens & Distressed Properties

Martin County, FL, Florida: 12 ZIP codes scored, Martin County, FL averaging 32/100 (moderate, Martin, FL), from 25 to 37. Martin County, FL is in its contraction phase (Martin, FL confidence 24/100): Martin, FL home prices down 0.7% (Martin, FL) over twelve months. Martin County, FL lender headwind: 45/100.

Highest-scoring Martin County, FL ZIPs: 34957 (37/100), 34990 (34/100), 33455 (33/100), 34956 (33/100), 34994 (33/100), 34996 (33/100). Also scored in Martin County, FL: 34997, 33438, 33458, 33469, 33478, 34974.

Across Martin County, FL's scored ZIPs: median home value $442,764, household income $88,143, 19.1% vacancy, 12.1% poverty, 79% owner-occupied, median age 50.1.

Martin County, FL insurance distress 88/100 (#142 in the US); FEMA hazard 96/100 for Martin, FL; 6 federal disaster declarations in Martin County, FL since 2023 (6 hurricane); 15 Martin, FL NFIP flood claims, $182K paid; Martin, FL construction distress 36/100.

17 banks with 42 branches lend in Martin County, FL; Martin, FL weighted bank stress 63/100, highest 76/100 in Martin, FL.

Martin County, FL unemployment 4.9% (Martin, FL -0.3 pts, six months); 961 new housing units permitted in Martin County, FL over twelve months, Martin, FL up 12% from 861; Martin, FL home prices +13.6% a year (Martin, FL) over three years.

83,121 housing units in Martin County, FL; 13,492 Martin, FL renter households; 53% of Martin, FL renters spend 30%+ of income on rent, 31% (Martin, FL) half or more.

Martin County, FL ranks #367 nationally on the opportunity index (Martin, FL, among all ranked counties); Martin, FL scores 34.1/100 and Martin, FL sits #41 inside Florida. Martin, FL is in the peak_opportunity opportunity phase; Martin, FL's primary driver is vacancy, Martin, FL second driver bank institutional; Martin, FL moved up 148 places. 19 short-sale listings across Martin, FL; 87 days on market observed in Martin, FL; 17.6% vacancy over 12 Martin, FL ZIPs.

0.8% of Martin County, FL mortgages were ninety-plus days late in December 2025; Martin, FL's thirty-to-eighty-nine-day share was 1.0% (CFPB county sample). Martin, FL's ninety-day rate is up 0.5 points on twelve months earlier; the Martin, FL peak since 2008 was 6.0% in February 2012; Florida overall reads 1.2%.

Martin County, FL has 3 watched banks; 3 Martin, FL banks sit in an elevated band. Martin, FL footprints: Seacoast National Bank (6 branches, stress 58) in Martin, FL; Southstate Bank Na (3 branches, stress 48) in Martin, FL; Bankunited National Assn (1 branch, stress 76) in Martin, FL.

HUD lists 2 assisted multifamily properties in Martin County, FL with 124 units; 123 Martin, FL units are assisted.

15,320 of the 83,121 housing units in Martin, FL sit vacant. Martin County, FL permitted 0 multifamily units in twelve months; Martin, FL's one-to-four unit structures added 961 units in Martin County, FL.