Washington County, FL: Foreclosures, Tax Liens & Distressed Properties

Washington County, FL, Florida: 10 ZIP codes scored, Washington County, FL averaging 27/100 (low, Washington, FL), from 21 to 34. Washington County, FL is in its neutral phase (Washington, FL confidence 29/100): Washington, FL home prices up 3.8% (Washington, FL) over twelve months. Washington County, FL lender headwind: 56/100.

Highest-scoring Washington County, FL ZIPs: 32438 (34/100), 32420 (32/100), 32466 (32/100), 32431 (30/100), 32437 (27/100), 32462 (26/100). Also scored in Washington County, FL: 32428, 32427, 32463, 32425.

Across Washington County, FL's scored ZIPs: median home value $141,290, household income $50,002, 14.2% vacancy, 20.7% poverty, 75% owner-occupied, median age 44.4.

Washington County, FL insurance distress 50/100 (#1,087 in the US); FEMA hazard 98/100 for Washington, FL; 15 federal disaster declarations in Washington County, FL since 2023 (3 hurricane); Washington, FL construction distress 40/100.

6 banks with 6 branches lend in Washington County, FL; Washington, FL weighted bank stress 64/100, highest 72/100 in Washington, FL.

Washington County, FL unemployment 5.4% (Washington, FL -0.7 pts, six months); 253 new housing units permitted in Washington County, FL over twelve months, Washington, FL up 19% from 213; Washington, FL home prices +9.7% a year (Washington, FL) over three years.

11,044 housing units in Washington County, FL; 1,875 Washington, FL renter households; 44% of Washington, FL renters spend 30%+ of income on rent, 18% (Washington, FL) half or more.

Washington County, FL ranks #642 nationally on the opportunity index (Washington, FL, among all ranked counties); Washington, FL scores 32.7/100 and Washington, FL sits #54 inside Florida. Washington, FL is in the peak_opportunity opportunity phase; Washington, FL's primary driver is vacancy, Washington, FL second driver bank institutional; Washington, FL moved up 250 places. 3 short-sale listings across Washington, FL; 45 days on market observed in Washington, FL; 15.0% vacancy over 10 Washington, FL ZIPs.

No CFPB county sample covers Washington County, FL. The metro area reading for Washington, FL (Panama City-Panama City Beach, FL): 1.1% ninety-plus days late; Washington, FL's thirty-to-eighty-nine share is 1.8% (Washington, FL, December 2025 data); Florida overall 1.2%.

Washington County, FL has 3 watched banks; 3 Washington, FL banks sit in an elevated band. Washington, FL footprints: One Florida Bank (1 branch, stress 72) in Washington, FL; First Federal Bank (1 branch, stress 65) in Washington, FL; Capital City Bank (1 branch, stress 54) in Washington, FL.

HUD lists 1 assisted multifamily property in Washington County, FL with 15 units; 14 Washington, FL units are assisted.

1,757 of the 11,044 housing units in Washington, FL sit vacant. Washington County, FL permitted 0 multifamily units in twelve months; Washington, FL's one-to-four unit structures added 253 units in Washington County, FL.