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ZIP 32428 Foreclosure, Tax-Lien & Distress Report

Washington County, Florida · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 32428 in Washington County, Florida comes in at 24, a low composite-distress reading. What sets it apart are the readings on institutional ownership (52/100), structural risk (50/100), construction/permit lag (46/100). mortgage stress (22/100) stay muted. Structural risk reads 50/100 against active distress of 7/100. Environmental exposure also runs high (FEMA disaster exposure (97/100)).

The neutral-phase market in 32428 posted values that rose 3.8% over the year, and 18% higher over three years (phase confidence 28/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $52,234, below the U.S. median near $78,000. Roughly 17.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $179,400 (3.0× income, relatively affordable). Rent burden reaches 39% of tenant households. The ZIP holds roughly 7,395 housing units. The tenure split is 81% owner-occupied to 19% rented. About 13% have a four-year degree. DLRadar's demographic-stress index for the area reads 31/100. The vacancy rate is 14.6% — elevated. Population is roughly 18,015 with a median age of 41.

On the whole, 32428 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 7 individual distressed properties in 32428, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The number is not local guesswork: 32428's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 32428, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 32428 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For a buyer, 32428 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

24/100
Composite stress
50/100
Structural risk
7/100
Distress activity

What is driving ZIP 32428’s distress

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk59
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 7 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

32428 at a glance

Current distress, phase, housing and lender-pressure figures for 32428, drawn from the same report attached to each property.

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Washington County ZIPs near 32428

Related reports across Washington County, Florida

Related ZIP, county and statewide reads linked to Washington County, Florida.

See every distressed parcel in 32428

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Rules-based scoring — each signal ties to a public dataset · methodology

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