ZIP 32431 Property Distress & Foreclosure Data

DLRadar grades ZIP 32431 (Jackson County, Florida) at a low 29/100 for overall property distress. Property-level stress concentrates in institutional ownership (65/100), structural risk (63/100), construction/permit lag (42/100). mortgage stress (26/100) stay muted. The latent-versus-live split is 63/100 structural and 8/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (70/100).

Prices here sit in a neutral phase: values rose 3.7% over the trailing year (phase confidence 21/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $52,270, below the U.S. median near $78,000. The ZIP holds roughly 2,288 housing units. DLRadar's demographic-stress index for the area reads 35/100. Educational attainment sits at 16% bachelor's-or-above. Owners hold 75% of homes, renters 25%. Home values center near $136,200, an affordability ratio of 2.9× — accessible. 17.0% of residents fall below the poverty threshold. 4,887 residents call 32431 home, typically aged 45. Around 67% of renters are cost-burdened. The vacancy rate is 16.9% — elevated.

Taken together, 32431 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.