Jackson County, FL: Foreclosures, Tax Liens & Distressed Properties
Jackson County, FL, Florida: 14 ZIP codes scored, Jackson County, FL averaging 31/100 (moderate, Jackson, FL), from 23 to 34. Jackson County, FL is in its peak phase (Jackson, FL confidence 23/100): Jackson, FL home prices up 3.8% (Jackson, FL) over twelve months. Jackson County, FL lender headwind: 69/100.
Highest-scoring Jackson County, FL ZIPs: 32438 (34/100), 32420 (32/100), 32423 (32/100), 32426 (32/100), 32432 (32/100), 32443 (32/100). Also scored in Jackson County, FL: 32445, 32446, 32448, 32460, 32442, 32431, 32440, 32428.
Across Jackson County, FL's scored ZIPs: median home value $125,462, household income $49,523, 15.9% vacancy, 18.8% poverty, 79% owner-occupied, median age 46.0.
Jackson County, FL insurance distress 85/100 (#223 in the US); FEMA hazard 98/100 for Jackson, FL; 15 federal disaster declarations in Jackson County, FL since 2023 (3 hurricane); 3 Jackson, FL NFIP flood claims, $31K paid; Jackson, FL construction distress 62/100.
8 banks with 12 branches lend in Jackson County, FL; Jackson, FL weighted bank stress 67/100, highest 79/100 in Jackson, FL.
Jackson County, FL unemployment 5.2% (Jackson, FL -0.5 pts, six months); 145 new housing units permitted in Jackson County, FL over twelve months, Jackson, FL down 13% from 166; Jackson, FL home prices +10.1% a year (Jackson, FL) over three years.
20,145 housing units in Jackson County, FL; 4,340 Jackson, FL renter households; 43% of Jackson, FL renters spend 30%+ of income on rent, 21% (Jackson, FL) half or more.
Jackson County, FL ranks #62 nationally on the opportunity index (Jackson, FL, among all ranked counties); Jackson, FL scores 38.2/100 and Jackson, FL sits #10 inside Florida. Jackson, FL is in the strong_buy opportunity phase; Jackson, FL's primary driver is vacancy, Jackson, FL second driver construction; Jackson, FL moved up 231 places. 6 short-sale listings across Jackson, FL; 61 days on market observed in Jackson, FL; 14.7% vacancy over 14 Jackson, FL ZIPs.
No CFPB county sample covers Jackson County, FL. The non-metro area reading for Jackson, FL: 1.2% ninety-plus days late; Jackson, FL's thirty-to-eighty-nine share is 3.4% (Jackson, FL, December 2025 data); Florida overall 1.2%.
Jackson County, FL has 2 watched banks; 2 Jackson, FL banks sit in an elevated band. Jackson, FL footprints: First Federal Bank (3 branches, stress 65) in Jackson, FL; Peoples Bank Of Graceville (1 branch, stress 79) in Jackson, FL.
HUD lists 1 assisted multifamily property in Jackson County, FL with 40 units; 39 Jackson, FL units are assisted.
2,869 of the 20,145 housing units in Jackson, FL sit vacant. Jackson County, FL permitted 25 multifamily units in twelve months; Jackson, FL's one-to-four unit structures added 120 units in Jackson County, FL.