ZIP 32426 Foreclosure, Tax-Lien & Distress Report

ZIP code 32426 in Jackson County, Florida carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (70/100), institutional ownership (67/100), construction/permit lag (60/100). mortgage stress (26/100) stay muted. On the structural side it scores 70/100, with 8/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (72/100), flood (NFIP) exposure (67/100).

The peak-phase market in 32426 posted values that rose 3.8% over the year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 350 housing units across 32426. The poverty rate is 13.4%. Owners hold 91% of homes, renters 9%. Rent burden reaches 24% of tenant households. About 710 people live here, median age 55. Around 2% of adults hold a bachelor's degree or higher. The typical home is worth about $73,200 (2.5× income, relatively affordable). On demographic stress specifically, 32426 scores 29/100. Median household income is $34,650, below the U.S. median near $78,000. Vacancy runs 30.6%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 32426 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 32426 at the moment; the composite and its components are still built from verifiable public records.

Whether 32426 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 32426 can be compared directly against any other ZIP in Jackson County, Florida or nationwide. Where the public record is thin for 32426, the field stays empty rather than modeled, and fills in as new documents post.

32426's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 32426 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.