ZIP 36320 Property Distress & Foreclosure Data

Composite property distress in 36320 (Houston County, Alabama) lands at 33/100 — moderate on DLRadar's public-record scoring. Structural risk reads 73/100 against active distress of 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (83/100). The sharpest non-environmental signals are structural risk (73/100), institutional ownership (63/100), construction/permit lag (54/100). By contrast, mortgage stress (25/100) register low.

The market reads expansion — home values rose 6.7% year on year, 1.3% off the recent peak, and 5% lower over three years, at 61/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 3,137 people live here, median age 52. Owners hold 78% of homes, renters 22%. There are about 1,676 housing units across 36320. 17.3% of residents fall below the poverty threshold. Median household income is $45,366, below the U.S. median near $78,000. Vacancy runs 20.0%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 13% bachelor's-or-above. Home values center near $152,700, an affordability ratio of 2.9× — accessible. Rent burden reaches 35% of tenant households.

Net-net, 36320 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.