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ZIP 36375 Foreclosure, Tax-Lien & Distress Report

Geneva County, Alabama · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 36375 in Geneva County, Alabama comes in at 21, a low composite-distress reading. Latent structural risk is 45/100 while live distress already moving reads 6/100. Leading the profile are institutional ownership (46/100), structural risk (45/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (78/100).

The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak, and 35% higher over three years (phase confidence 61/100). Falling values surface more motivated sellers and below-market exits.

8,039 residents call 36375 home, typically aged 43. The typical home is worth about $142,700 (2.3× income, relatively affordable). DLRadar's demographic-stress index for the area reads 29/100. There are about 3,773 housing units across 36375. The poverty rate is 17.4% — high, a tax-stress and distress correlate. Households earn a median $55,089 — below the roughly $78,000 national figure. The tenure split is 83% owner-occupied to 17% rented. Educational attainment sits at 10% bachelor's-or-above. Vacancy runs 15.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 35% of tenant households.

Taken together, 36375 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 36375 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 36375's 21/100 can be lined up against any neighbor in Geneva County, Alabama or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 36375 shows blanks, not estimates, wherever the record is sparse.

The 21/100 for 36375 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 36375 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

21/100
Composite stress
45/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 36375

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk56
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 36375 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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