ZIP 36316 Foreclosure, Tax-Lien & Distress Report

ZIP 36316's composite property-distress score is 23/100 - DLRadar classes that as low for Geneva County, Alabama. The sharpest non-environmental signals are structural risk (50/100), institutional ownership (47/100), construction/permit lag (47/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100). On the structural side it scores 50/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 1.3% off the recent peak, at 39/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $74,430 — near the roughly $78,000 national figure. On demographic stress specifically, 36316 scores 26/100. Roughly 12.6% live below the poverty line. Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. About 2,199 people live here, median age 37. About 26% have a four-year degree. The ZIP holds roughly 991 housing units. Home values center near $207,800, an affordability ratio of 2.5× — accessible. Rent burden reaches 27% of tenant households. 83% of housing is owner-occupied.

On the whole, 36316 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 36316 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 36316 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 36316 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Practically, 36316 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.