ZIP 36316 Foreclosure, Tax-Lien & Distress Report
Geneva County, Alabama · High Vacancy market
ZIP 36316's composite property-distress score is 24/100 - DLRadar classes that as low for Geneva County, Alabama. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (52/100), institutional ownership (44/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (74/100). On the structural side it scores 52/100, with 6/100 of stress already active.
Prices here sit in a peak phase: values held roughly flat over the trailing year, 1.3% off the recent peak, at 39/100 phase confidence. Topping markets hide individual distress behind strong averages.
Households earn a median $74,430 — near the roughly $78,000 national figure. On demographic stress specifically, 36316 scores 26/100. Roughly 12.6% live below the poverty line. Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. About 2,199 people live here, median age 37. About 26% have a four-year degree. The ZIP holds roughly 991 housing units. Home values center near $207,800, an affordability ratio of 2.5× — accessible. Rent burden reaches 27% of tenant households. 83% of housing is owner-occupied.
On the whole, 36316 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 36316 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 36316 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 36316 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Practically, 36316 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 36316 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 36316 distress snapshot
A live read on 36316: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Geneva County
Nearest ZIP codes to 36316
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Alabama distress
Keep going: ZIP, county and state distress coverage for Geneva County, Alabama.
See every distressed parcel in 36316
Every distressed parcel in 36316 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology