ZIP 36316 Property Distress & Foreclosure Data

Composite property distress in 36316 (Geneva County, Alabama) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (50/100), institutional ownership (49/100), construction/permit lag (43/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100). On the structural side it scores 50/100, with 6/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $74,430, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 26/100. The poverty rate is 12.6%. The vacancy rate is 17.0% — elevated. 2,199 residents call 36316 home, typically aged 37. Around 26% of adults hold a bachelor's degree or higher. The ZIP holds roughly 991 housing units. The typical home is worth about $207,800 (2.5× income, relatively affordable). Around 27% of renters are cost-burdened. 83% of housing is owner-occupied.

Taken together, 36316 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.