ZIP 36323 Foreclosure, Tax-Lien & Distress Report

ZIP code 36323 in Coffee County, Alabama carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are structural risk (61/100), institutional ownership (56/100), construction/permit lag (31/100). On the quiet end sit construction/permit lag (31/100) and mortgage stress (24/100). The split runs 61/100 structural to 7/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (82/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (61/100)).

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 38% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 3,803 housing units across 36323. Educational attainment sits at 13% bachelor's-or-above. Rent burden reaches 27% of tenant households. The typical home is worth about $118,400 (2.5× income, relatively affordable). 21.8% of residents fall below the poverty threshold. Population is roughly 8,033 with a median age of 47. On demographic stress specifically, 36323 scores 30/100. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. At $43,433, median income runs below typical U.S. levels. 73% of housing is owner-occupied.

On the whole, 36323 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 36323 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36323 can be compared directly against any other ZIP in Coffee County, Alabama or nationwide. Nothing here is interpolated — where a source is thin for 36323, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 36323's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 36323 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.