ZIP 36323 Property Distress & Foreclosure Data

In Coffee County, Alabama, ZIP 36323 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (59/100), structural risk (59/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (22/100) register low. On the structural side it scores 59/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (82/100), flood (NFIP) exposure (62/100).

The market reads peak — home values rose 3.5% year on year, and 38% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 3,803 housing units. Educational attainment sits at 13% bachelor's-or-above. Around 27% of renters are cost-burdened. Home values center near $118,400, an affordability ratio of 2.5× — accessible. 21.8% of residents fall below the poverty threshold. About 8,033 people live here, median age 47. DLRadar's demographic-stress index for the area reads 30/100. The vacancy rate is 17.6% — elevated. Median household income is $43,433, below the U.S. median near $78,000. Owners hold 73% of homes, renters 27%.

Net-net, 36323 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.