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Coffee County, AL: Foreclosures, Tax Liens & Distressed Properties

Coffee County, AL, Alabama: 16 ZIP codes scored, Coffee County, AL averaging 24/100 (low, Coffee, AL), from 15 to 29. Coffee County, AL is in its peak phase (Coffee, AL confidence 22/100): Coffee, AL home prices up 3.2% (Coffee, AL) over twelve months. Coffee County, AL lender headwind: 46/100.

Highest-scoring Coffee County, AL ZIPs: 36323 (29/100), 36330 (29/100), 36346 (29/100), 36351 (29/100), 36453 (26/100), 36316 (25/100). Also scored in Coffee County, AL: 36318, 36322, 36477, 36311, 36360, 36467, 36034, 36010, 36079, 36009.

Across Coffee County, AL's scored ZIPs: median home value $142,469, household income $56,836, 20.0% vacancy, 17.5% poverty, 78% owner-occupied, median age 44.0.

Coffee County, AL insurance distress 70/100 (#643 in the US); FEMA hazard 73/100 for Coffee, AL; 2 federal disaster declarations in Coffee County, AL since 2023 (2 hurricane); 3 Coffee, AL NFIP flood claims, $30K paid; Coffee, AL construction distress 43/100.

9 banks with 11 branches lend in Coffee County, AL; Coffee, AL weighted bank stress 60/100, highest 69/100 in Coffee, AL.

Coffee County, AL unemployment 3.3% (Coffee, AL +0.2 pts, six months); 185 new housing units permitted in Coffee County, AL over twelve months, Coffee, AL up 9% from 170; Coffee, AL home prices +10.2% a year (Coffee, AL) over three years.

24,656 housing units in Coffee County, AL; 6,418 Coffee, AL renter households; 33% of Coffee, AL renters spend 30%+ of income on rent, 19% (Coffee, AL) half or more.

Coffee County, AL ranks #784 nationally on the opportunity index (Coffee, AL, among all ranked counties); Coffee, AL scores 32.0/100 and Coffee, AL sits #33 inside Alabama. Coffee, AL is in the watchlist opportunity phase; Coffee, AL's primary driver is vacancy, Coffee, AL second driver bank institutional; Coffee, AL moved up 379 places. 4 short-sale listings across Coffee, AL; 70 days on market observed in Coffee, AL; 14.4% vacancy over 16 Coffee, AL ZIPs.

No CFPB county sample covers Coffee County, AL. The non-metro area reading for Coffee, AL: 1.6% ninety-plus days late; Coffee, AL's thirty-to-eighty-nine share is 4.7% (Coffee, AL, December 2025 data); Alabama overall 1.1%.

Coffee County, AL has 5 watched banks; 5 Coffee, AL banks sit in an elevated band. Coffee, AL footprints: Troy Bank&Trust Co (3 branches, stress 56) in Coffee, AL; Citizens Bank (1 branch, stress 69) in Coffee, AL; River Bank&Trust (1 branch, stress 65) in Coffee, AL.

HUD lists 8 assisted multifamily properties in Coffee County, AL with 518 units; 125 Coffee, AL units are assisted, 3 Coffee, AL properties under project-based Section 8.

3,672 of the 24,656 housing units in Coffee, AL sit vacant. Coffee County, AL permitted 0 multifamily units in twelve months; Coffee, AL's one-to-four unit structures added 185 units in Coffee County, AL.

Peak
Market phase
3.2%
Coffee, AL HPI YoY
0%
Drawdown
22
Coffee confidence

Coffee County ZIPs ranked by distress

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