ZIP 36346 Foreclosure, Tax-Lien & Distress Report

In Coffee County, Alabama, ZIP 36346 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 61/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — climate & FEMA risk (82/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (61/100). The sharpest non-environmental signals are structural risk (61/100), institutional ownership (56/100), construction/permit lag (31/100). construction/permit lag (31/100) and mortgage stress (24/100) stay muted.

Prices here sit in a peak phase: values rose 3.2% over the trailing year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,415 people live here, median age 41. The vacancy rate is 35.5% — elevated. Home values center near $151,800, an affordability ratio of 2.4× — accessible. The tenure split is 89% owner-occupied to 11% rented. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 801 housing units. Median household income is $57,778, below the U.S. median near $78,000. 16.6% of residents fall below the poverty threshold. About 14% have a four-year degree. Around 26% of renters are cost-burdened.

On the whole, 36346 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 36346 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 36346 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36346 can be compared directly against any other ZIP in Coffee County, Alabama or nationwide. Nothing here is interpolated — where a source is thin for 36346, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 for 36346 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 36346 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.