ZIP 36322 Foreclosure, Tax-Lien & Distress Report
Dale County, Alabama · High Vacancy market
ZIP code 36322 in Dale County, Alabama carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 51/100 against active distress of 6/100. It additionally carries heavy environmental risk: FEMA disaster exposure (85/100), climate & FEMA risk (62/100). Its heaviest discrete signals: construction/permit lag (60/100), structural risk (51/100), institutional ownership (41/100). mortgage stress (19/100) stay muted.
The peak-phase market in 36322 posted values that rose 2.9% over the year, and 5% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The typical home is worth about $124,700 (2.3× income, relatively affordable). The vacancy rate is 14.8% — elevated. 7,740 residents call 36322 home, typically aged 47. The tenure split is 63% owner-occupied to 37% rented. Around 23% of renters are cost-burdened. About 15% have a four-year degree. There are about 4,450 housing units across 36322. At $49,243, median income runs below typical U.S. levels. The poverty rate is 14.0%. On demographic stress specifically, 36322 scores 27/100.
Taken together, 36322 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 36322 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 36322 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36322 can be compared directly against any other ZIP in Dale County, Alabama or nationwide. Where the record is thin for 36322, the field stays empty rather than modeled, and fills in as new documents post.
The 24/100 for 36322 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 36322 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 36322
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 36322 distress snapshot
The live 36322 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Dale County
Nearest ZIP codes to 36322
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Dale County, Alabama.
Unlock the full ZIP 36322 acquisition report
See who owns each distressed property in 36322, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology