ZIP 36303 Property Distress & Foreclosure Data

Houston County, Alabama's ZIP 36303 registers 32/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (84/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (78/100)). The latent-versus-live split is 71/100 structural and 7/100 already moving. The most distinctive pressure shows up in structural risk (71/100), institutional ownership (62/100), construction/permit lag (54/100). On the quiet end sit mortgage stress (24/100).

The expansion-phase market in 36303 posted values that rose 6.4% over the year, 1.2% off the recent peak, and 16% higher over three years (phase confidence 57/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

On demographic stress specifically, 36303 scores 34/100. The ZIP holds roughly 14,683 housing units. The tenure split is 59% owner-occupied to 41% rented. The vacancy rate is 17.5% — elevated. Households earn a median $53,006 — below the roughly $78,000 national figure. About 28% have a four-year degree. Around 41% of renters are cost-burdened. Population is roughly 30,388 with a median age of 38. Roughly 22.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $182,600 here, or 3.3 times local income.

On the whole, 36303 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.