ZIP 36303 Foreclosure, Tax-Lien & Distress Report

ZIP code 36303 in Houston County, Alabama carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (78/100)). Structurally it carries 61/100, against 7/100 of stress already in motion. Its standout signals are structural risk (61/100), institutional ownership (60/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (19/100) stay muted.

The contraction-phase market in 36303 posted values that fell 0.9% over the year, 1.8% off the recent peak, and 16% higher over three years (phase confidence 55/100). A cooling market tends to open discount-to-value windows.

The demographic-stress sub-score lands at 34/100. The ZIP holds roughly 14,683 housing units. Owners hold 59% of homes, renters 41%. Vacancy runs 17.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $53,006 — below the roughly $78,000 national figure. Around 28% of adults hold a bachelor's degree or higher. Around 41% of renters are cost-burdened. Population is roughly 30,388 with a median age of 38. The poverty rate is 22.2% — high, a tax-stress and distress correlate. Home values center near $182,600, an affordability ratio of 3.3× — accessible.

Taken together, 36303 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 36303 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 36303 stays directly comparable to neighboring ZIPs and the rest of Houston County, Alabama. Where the public record is thin for 36303, the field stays empty rather than modeled, and fills in as new documents post.

36303's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 36303 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.