ZIP 36321 Property Distress & Foreclosure Data

Houston County, Alabama's ZIP 36321 registers 33/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (73/100), institutional ownership (63/100), construction/permit lag (54/100). On the quiet end sit mortgage stress (25/100). The latent-versus-live split is 73/100 structural and 7/100 already moving. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (83/100)).

The expansion-phase market in 36321 posted values that rose 6.7% over the year, 1.3% off the recent peak (phase confidence 61/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $58,203 — below the roughly $78,000 national figure. The ZIP holds roughly 879 housing units. A median home runs $177,700 here, or 3.1 times local income. On demographic stress specifically, 36321 scores 31/100. Roughly 15.0% live below the poverty line. About 14% have a four-year degree. The vacancy rate is 9.1%. The tenure split is 75% owner-occupied to 25% rented. Around 36% of renters are cost-burdened. Population is roughly 2,159 with a median age of 37.

On balance 36321 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.