ZIP 36321 Foreclosure, Tax-Lien & Distress Report

Houston County, Alabama's ZIP 36321 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (63/100), institutional ownership (61/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) and construction/permit lag (19/100) register low. The split runs 63/100 structural to 7/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100)).

The contraction-phase market in 36321 posted values that fell 1.2% over the year, 2.0% off the recent peak, at 61/100 phase confidence. A cooling market tends to open discount-to-value windows.

Median household income is $58,203, below the U.S. median near $78,000. There are about 879 housing units across 36321. The typical home is worth about $177,700 (3.1× income, relatively affordable). DLRadar's demographic-stress index for the area reads 31/100. 15.0% of residents fall below the poverty threshold. About 14% have a four-year degree. Vacancy runs 9.1%. Owners hold 75% of homes, renters 25%. Around 36% of renters are cost-burdened. About 2,159 people live here, median age 37.

Taken together, 36321 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 36321 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 36321 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 36321 stays directly comparable to neighboring ZIPs and the rest of Houston County, Alabama. The score is rebuilt from public data as it updates, so 36321 reflects the current record instead of a stale or modeled snapshot.

The 29/100 for 36321 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 36321 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.