ZIP 36376 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 36376 (Houston County, Alabama) returns a low composite of 29/100. Its heaviest discrete signals: structural risk (63/100), institutional ownership (61/100), mortgage stress (25/100). mortgage stress (25/100) and construction/permit lag (19/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100)). The latent-versus-live split is 63/100 structural and 7/100 already moving.

The contraction-phase market in 36376 posted values that fell 1.2% over the year, 2.0% off the recent peak, at 61/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

A median home runs $106,100 here, or 2.3 times local income. 17.9% of residents fall below the poverty threshold. The vacancy rate is 19.6% — elevated. About 6% have a four-year degree. Around 32% of renters are cost-burdened. The demographic-stress sub-score lands at 30/100. Median household income is $44,855, below the U.S. median near $78,000. The ZIP holds roughly 991 housing units. Owners hold 75% of homes, renters 25%. Population is roughly 2,112 with a median age of 41.

Net-net, 36376 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 36376 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 36376's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 36376, the field stays empty rather than modeled, and fills in as new documents post.

36376's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 36376 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.