ZIP 36312 Foreclosure, Tax-Lien & Distress Report
Houston County, Alabama · High Vacancy market
Composite property distress in 36312 (Houston County, Alabama) lands at 29/100 — low on DLRadar's public-record scoring. Leading the profile are structural risk (63/100), institutional ownership (61/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) and construction/permit lag (19/100) register low. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100)). Latent structural risk is 63/100 while live distress already moving reads 7/100.
The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak, and 1% lower over three years (phase confidence 61/100). A cooling market tends to open discount-to-value windows.
At $55,257, median income runs below typical U.S. levels. 18.0% of residents fall below the poverty threshold. Rent burden reaches 46% of tenant households. Around 15% of adults hold a bachelor's degree or higher. About 6,147 people live here, median age 43. There are about 2,830 housing units across 36312. The typical home is worth about $160,000 (2.9× income, relatively affordable). DLRadar's demographic-stress index for the area reads 32/100. Owners hold 75% of homes, renters 25%. The vacancy rate is 15.6% — elevated.
Taken together, 36312 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 36312 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 36312's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 36312 reflects the current record instead of a stale or modeled snapshot.
The 29/100 figure for 36312 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 36312 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 36312
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 36312 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 36312, the same set carried on every parcel.
Other Houston County ZIP codes
More distress data near 36312
Related ZIP, county and statewide reads linked to Houston County, Alabama.
Open the complete 36312 acquisition file
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Built from public records, scored the same way everywhere · methodology