ZIP 36312 Property Distress & Foreclosure Data

Houston County, Alabama's ZIP 36312 registers 33/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (73/100), institutional ownership (63/100), construction/permit lag (54/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (83/100)). On the structural side it scores 73/100, with 7/100 of stress already active.

The expansion-phase market in 36312 posted values that rose 6.7% over the year, 1.3% off the recent peak, and 1% lower over three years (phase confidence 61/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $55,257 — below the roughly $78,000 national figure. Roughly 18.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 46% of renters are cost-burdened. About 15% have a four-year degree. Population is roughly 6,147 with a median age of 43. The ZIP holds roughly 2,830 housing units. A median home runs $160,000 here, or 2.9 times local income. On demographic stress specifically, 36312 scores 32/100. The tenure split is 75% owner-occupied to 25% rented. The vacancy rate is 15.6% — elevated.

On the whole, 36312 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.