Houston County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Houston County, Alabama? DLRadar grades every Houston County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Houston County breakdown.
- Houston County's most distressed ZIP is 36301 at 29/100.
- 14 ZIP codes tracked in Houston County, averaging 26/100 distress.
- Houston County reads contraction — home values down 1.2% year over year, 2.0% off peak.
- Vacancy runs 14.8% across Houston County's tracked ZIPs, with a 15.8% poverty rate.
- The typical Houston County home is worth about $161,486 against a ~$57,982 median income.
- Lending headwind in Houston County sits at 48/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 36301 | 29/100 |
| 2 | 36312 | 29/100 |
| 3 | 36320 | 29/100 |
| 4 | 36321 | 29/100 |
| 5 | 36343 | 29/100 |
| 6 | 36370 | 29/100 |
| 7 | 36376 | 29/100 |
| 8 | 36303 | 28/100 |
| 9 | 36305 | 25/100 |
| 10 | 36319 | 25/100 |
| 11 | 36352 | 25/100 |
| 12 | 36345 | 24/100 |
Most distressed ZIP codes in Houston County (composite distress 0-100, 2026)
What is driving Houston County distress
Houston County's placement in the national index rests on public filings — a 26/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Houston County market phase and pricing
Houston County reads contraction — home prices fell 1.2% over the last year and are 2.0% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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Questions about this county
Which Houston County ZIP scores worst for distress?
ZIP 36301 leads Houston County at 29/100, recomputed monthly from public records.
What stage of the price cycle is Houston County at?
FHFA price-index movement places Houston County in contraction; prices are down 1.2% over twelve months.
What are the sources behind these Houston County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 14 Houston County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Houston County ZIP codes?
A county average hides the spread. Across the Houston County ZIPs DLRadar ranks, scores run from 29/100 in 36301 down to 24/100 in 36345, against a Houston County average of 26/100. Because the gap runs to 5 points, Houston County rewards ZIP-level precision.
What do Houston County home values and vacancy say about distressed supply?
The typical Houston County home carries about $161,486 of value against a median household income near $57,982. Vacancy across Houston County's tracked ZIPs runs 14.8% and the poverty rate is 15.8%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Houston County's foreclosure and lien data and its 48/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.