Houston County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Houston County, AL distress report, 2026: 14 ZIPs scored in Houston, AL, Houston, AL average 27/100; the top Houston, AL ZIP is 36301 at 29/100; Houston, AL market phase contraction, Houston, AL prices -1.2% year over year.
- Houston, AL ranks #1,460 nationally (opportunity index); Houston, AL #56 in Alabama; Houston, AL index 29.6.
- Houston, AL: no CFPB county sample; Houston, AL metro area reading 1.3%.
- Houston, AL ZIP phases: 12 contraction, 2 peak.
- Houston, AL residential listings tracked: 17 across 10 ZIPs; Houston, AL candidate listings 12.
- Houston, AL HUD assisted properties: 12 with 860 units.
- Houston, AL lenders on watch: 7; largest Houston, AL footprint Midsouth Bank (5 branches).
- Houston, AL most distressed ZIP: 36301 at 29/100.
Houston, AL figures: DLRadar distress index; Houston, AL inputs: CFPB, FHFA, HUD, FDIC; Houston, AL rebuilt as sources refresh.
| Rank | Houston, AL ZIP | Score |
|---|---|---|
| 1 | 36301 | 29/100 |
| 2 | 36312 | 29/100 |
| 3 | 36320 | 29/100 |
| 4 | 36321 | 29/100 |
| 5 | 36343 | 29/100 |
| 6 | 36370 | 29/100 |
| 7 | 36376 | 29/100 |
| 8 | 36303 | 28/100 |
| 9 | 36305 | 26/100 |
| 10 | 36319 | 25/100 |
| 11 | 36352 | 25/100 |
| 12 | 36345 | 24/100 |
Most distressed Houston, AL ZIPs (0-100, 2026)
Mortgage delinquency around Houston, AL
No CFPB county sample covers Houston, AL; the metro area reading for Houston, AL (Dothan, AL): 1.3% ninety-plus; Houston, AL area thirty-to-eighty-nine 3.3% (December 2025, Houston, AL); Alabama overall 1.1%.
Opportunity index: Houston, AL
Houston, AL index 29.6, Houston, AL phase early_signal; Houston, AL primary driver vacancy, Houston, AL second driver bank institutional. Houston, AL components: property stress 24.6, foreclosure pressure 20.6, listing discounts 29.1, bank stress 54.5, insurance 0.0; Houston, AL pulse 32.2; Houston, AL capital opportunity 25.7.
ZIP market phases inside Houston, AL
14 Houston, AL ZIPs carry a price-cycle phase; Houston, AL ZIPs by phase (Houston, AL), deepest drawdown first: contraction, -1.2% YoY, 2.0% off peak (Houston, AL): 36301, 36305, 36312, 36319, Houston, AL 36320, 36321, 36343, 36370, Houston, AL 36375, 36376; contraction, -1.0% YoY, 1.9% off peak (Houston, AL): 36345; contraction, -0.9% YoY, 1.8% off peak (Houston, AL): 36303; peak, +0.5% YoY, 1.2% off peak (Houston, AL): 36352; peak, +3.1% YoY, 0.0% off peak (Houston, AL): 36350.
Residential listings by Houston, AL ZIP
Houston, AL ZIPs with the most tracked Houston, AL residential listings: 36301 10 listings, 7 candidates, bank pressure 59; 36320 2 listings, 2 candidates, bank pressure 59; 36352 2 listings, 0 candidates, bank pressure 60; 36303 1 listings, 1 candidates, bank pressure 60 (Houston, AL); 36343 1 listings, 1 candidates, bank pressure 59; 36376 1 listings, 1 candidates, bank pressure 59; 36305 0 listings, 0 candidates, bank pressure 59; 36312 0 listings, 0 candidates, bank pressure 59. Houston, AL totals: 17 listings; Houston, AL candidates 12; active ZIPs 0.
HUD assisted housing in Houston, AL
12 assisted properties with 860 units sit in Houston, AL; largest Houston, AL properties: Highlands Trail Apartments (Dothan) 184 units; Highland Hills Ii (Dothan) 150 units; Highland Hills Apartments (Dothan) 132 units in Houston, AL; Hutto Tower (Dothan) 98 units, 98 assisted; Tarragon Hills Apartments (Dothan) 80 units; Tanglewood Apts (Dothan) 72 units, 72 assisted.
Lenders with branches in Houston, AL
Houston, AL lenders by branch count: Midsouth Bank (Houston, AL): stress 80, 5 branches low in Houston, AL; Regions Bank (Houston, AL): stress 57, 5 branches low in Houston, AL; River Bank&Trust (Houston, AL): stress 65, 2 branches low in Houston, AL; Troy Bank&Trust Co (Houston, AL): stress 56, 2 branches low in Houston, AL; Servisfirst Bank (Houston, AL): stress 50, 2 branches low in Houston, AL; Friend Bank (Houston, AL): stress 46, 1 branch low in Houston, AL; Banksouth (Houston, AL): stress 32, 1 branch low in Houston, AL.
Vacancy and permits, Houston, AL
6,856 of 50,158 Houston, AL housing units are vacant; Houston, AL permits, twelve months: 118 multifamily units in Houston, AL, 399 one-to-four unit units.
Work Houston, AL at the parcel level
Every Houston, AL parcel carries owner and address; every Houston, AL parcel carries APN; Houston, AL distress scores sit on the Houston, AL live board.
Houston, AL figures refresh with each source.
Houston, AL questions
Most distressed ZIP code in Houston County, AL?
ZIP 36301 leads Houston, AL at 29/100; next in Houston, AL: 36312 at 29/100; the Houston, AL average is 27/100.
Where does Houston County, AL rank for investment opportunity?
Houston, AL is #1,460 among all ranked counties, #56 in Alabama; the Houston, AL driver is vacancy; Houston, AL moved up 224 places.
How many mortgages are delinquent in Houston County, AL?
Houston, AL takes the metro area reading of 1.3% for December 2025; no CFPB county sample covers Houston, AL.
Which banks lend in Houston County, AL?
7 watched lenders hold Houston, AL branches; the largest Houston, AL footprints are Midsouth Bank (5), Regions Bank (5), River Bank&Trust (2).
More on Houston, AL
Houston County, AL distress report: public-record figures for Houston, AL; not legal advice for Houston, AL; not tax or investment advice; verify every Houston, AL record before acting.