ZIP 36370 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 36370 in Houston County, Alabama comes in at 29, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100). Structural risk reads 63/100 against active distress of 7/100. What sets it apart are the readings on structural risk (63/100), institutional ownership (61/100), mortgage stress (25/100). mortgage stress (25/100) and construction/permit lag (19/100) stay muted.

The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak, at 61/100 phase confidence. A cooling market tends to open discount-to-value windows.

14.6% of residents fall below the poverty threshold. Rent burden reaches 56% of tenant households. Educational attainment sits at 9% bachelor's-or-above. There are about 423 housing units across 36370. Households earn a median $60,313 — below the roughly $78,000 national figure. Population is roughly 1,052 with a median age of 44. 92% of housing is owner-occupied. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 28/100. The typical home is worth about $109,000 (1.7× income, relatively affordable).

Taken together, 36370 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 36370 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36370 can be compared directly against any other ZIP in Houston County, Alabama or nationwide. Nothing here is interpolated — where a source is thin for 36370, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 36370's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 36370 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.