ZIP 32445 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 32445 (Jackson County, Florida) at a moderate 32/100 for overall property distress. The latent-versus-live split is 70/100 structural and 8/100 already moving. The sharpest non-environmental signals are structural risk (70/100), institutional ownership (67/100), construction/permit lag (60/100). mortgage stress (26/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (72/100), flood (NFIP) exposure (67/100).

The market reads peak — home values rose 3.8% year on year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $104,800 here, or 2.1 times local income. The ZIP holds roughly 556 housing units. The tenure split is 75% owner-occupied to 25% rented. Around 65% of renters are cost-burdened. The vacancy rate is 7.5%. DLRadar's demographic-stress index for the area reads 34/100. 2,550 residents call 32445 home, typically aged 42. Educational attainment sits at 4% bachelor's-or-above. Median household income is $48,625, below the U.S. median near $78,000. The poverty rate is 25.1% — high, a tax-stress and distress correlate.

Net-net, 32445 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Inside the full report, DLRadar lists 1 distressed properties for 32445 — owner, address, APN, per-parcel score, bank exposure and exit read.

The 32445 read uses the identical public-record model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 32445 stays directly comparable to neighboring ZIPs and the rest of Jackson County, Florida. 32445 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

32445's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 32445 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.