ZIP 32446 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 32446 in Jackson County, Florida comes in at 32, a moderate composite-distress reading. The most distinctive pressure shows up in structural risk (70/100), institutional ownership (67/100), construction/permit lag (63/100). On the quiet end sit mortgage stress (26/100). It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (72/100), flood (NFIP) exposure (65/100). The split runs 70/100 structural to 8/100 active on the ground.

The market reads peak — home values rose 3.8% year on year, and 6% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $53,505, below the U.S. median near $78,000. The vacancy rate is 14.8% — elevated. The poverty rate is 8.0%. About 10,880 people live here, median age 43. Rent burden reaches 37% of tenant households. A median home runs $161,000 here, or 2.4 times local income. About 23% have a four-year degree. The tenure split is 75% owner-occupied to 25% rented. The demographic-stress sub-score lands at 27/100. There are about 4,444 housing units across 32446.

Taken together, 32446 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 32446 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 32446's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 32446 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 32446's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 32446 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.