ZIP 32442 Foreclosure, Tax-Lien & Distress Report
Jackson County, Florida · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 32442 in Jackson County, Florida comes in at 31, a moderate composite-distress reading. Environmental exposure also runs high (FEMA disaster exposure (97/100), climate & FEMA risk (69/100), flood (NFIP) exposure (60/100)). The latent-versus-live split is 68/100 structural and 8/100 already moving. What sets it apart are the readings on structural risk (68/100), institutional ownership (67/100), construction/permit lag (60/100). mortgage stress (26/100) stay muted.
The peak-phase market in 32442 posted values that rose 3.8% over the year (phase confidence 23/100). Topping markets hide individual distress behind strong averages.
Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. 31.1% of residents fall below the poverty threshold. Households earn a median $40,575 — below the roughly $78,000 national figure. There are about 1,598 housing units across 32442. A median home runs $114,200 here, or 2.8 times local income. The demographic-stress sub-score lands at 38/100. Around 61% of renters are cost-burdened. 3,709 residents call 32442 home, typically aged 36. Around 10% of adults hold a bachelor's degree or higher. The tenure split is 68% owner-occupied to 32% rented.
On the whole, 32442 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 32442 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 32442 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 32442 reflects the current record instead of a stale or modeled snapshot.
Behind 32442's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 32442 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 32442
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 32442 distress snapshot
Current distress, phase, housing and lender-pressure figures for 32442, drawn from the same report attached to each property.
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Each signal above is traceable to an open dataset · methodology