ZIP 32442 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 32442 in Jackson County, Florida comes in at 31, a moderate composite-distress reading. Environmental exposure also runs high (FEMA disaster exposure (98/100), climate & FEMA risk (69/100)). The latent-versus-live split is 68/100 structural and 8/100 already moving. What sets it apart are the readings on structural risk (68/100), institutional ownership (67/100), construction/permit lag (63/100). mortgage stress (26/100) stay muted.

The peak-phase market in 32442 posted values that rose 3.8% over the year (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. 31.1% of residents fall below the poverty threshold. Households earn a median $40,575 — below the roughly $78,000 national figure. There are about 1,598 housing units across 32442. A median home runs $114,200 here, or 2.8 times local income. The demographic-stress sub-score lands at 38/100. Around 61% of renters are cost-burdened. 3,709 residents call 32442 home, typically aged 36. Around 10% of adults hold a bachelor's degree or higher. The tenure split is 68% owner-occupied to 32% rented.

On the whole, 32442 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 32442 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 32442 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 32442 reflects the current record instead of a stale or modeled snapshot.

Behind 32442's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 32442 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.