ZIP 32421 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 32421 (Calhoun County, Florida) returns a low composite of 25/100. Structural exposure scores 53 and live distress 9 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (97/100)). The sharpest non-environmental signals are institutional ownership (73/100), construction/permit lag (64/100), structural risk (53/100). On the quiet end sit mortgage stress (29/100).

The peak-phase market in 32421 posted values that rose 3.8% over the year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 4,277 people live here, median age 44. There are about 1,879 housing units across 32421. Owners hold 82% of homes, renters 18%. Around 12% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 34/100. At $45,536, median income runs below typical U.S. levels. Home values center near $113,200, an affordability ratio of 2.5× — accessible. Rent burden reaches 56% of tenant households. The vacancy rate is 15.9% — elevated. The poverty rate is 21.9% — high, a tax-stress and distress correlate.

On the whole, 32421 leans distressed, with opportunity clustered in specific stressed parcels. Inside the full report, DLRadar lists 7 distressed properties for 32421 — owner, address, APN, per-parcel score, bank exposure and exit read.

Because one deterministic model scores every ZIP, 32421's 25/100 can be lined up against any neighbor in Calhoun County, Florida or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 32421 shows blanks, not estimates, wherever the record is sparse.

32421's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 32421 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.