ZIP 32466 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 32466 (Bay County, Florida) lands at 32/100 — moderate on DLRadar's distress scoring. Environmental exposure also runs high (FEMA disaster exposure (98/100), climate & FEMA risk (78/100)). Structural exposure scores 70 and live distress 9 on the 0–100 scale. Property-level stress concentrates in institutional ownership (70/100), structural risk (70/100), construction/permit lag (61/100). By contrast, mortgage stress (29/100) register low.

Prices here sit in a neutral phase: values rose 3.8% over the trailing year, and 16% lower over three years, at 26/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $64,699, median income runs below typical U.S. levels. The vacancy rate is 11.0%. Rent burden reaches 72% of tenant households. Educational attainment sits at 12% bachelor's-or-above. 75% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 35/100. The poverty rate is 15.5%. The ZIP holds roughly 2,666 housing units. The typical home is worth about $179,600 (2.6× income, relatively affordable). About 5,837 people live here, median age 39.

Overall, 32466 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 32466 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 32466's 32/100 can be lined up against any neighbor in Bay County, Florida or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 32466 shows blanks, not estimates, wherever the record is sparse.

32466's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 32466 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.