ZIP 32466 Property Distress & Foreclosure Data

ZIP code 32466 in Bay County, Florida carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (97/100), climate & FEMA risk (78/100)). On the structural side it scores 70/100, with 9/100 of stress already active. What sets it apart are the readings on structural risk (70/100), institutional ownership (68/100), construction/permit lag (67/100). On the quiet end sit mortgage stress (29/100).

The neutral-phase market in 32466 posted values that rose 4.6% over the year, and 16% lower over three years (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $64,699, median income runs below typical U.S. levels. The vacancy rate is 11.0%. Around 72% of renters are cost-burdened. Around 12% of adults hold a bachelor's degree or higher. 75% of housing is owner-occupied. The demographic-stress sub-score lands at 35/100. The poverty rate is 15.5%. The ZIP holds roughly 2,666 housing units. The typical home is worth about $179,600 (2.6× income, relatively affordable). Population is roughly 5,837 with a median age of 39.

On balance 32466 is mixed, rewarding parcel-by-parcel screening over broad assumptions. DLRadar currently tracks 4 individual distressed properties in 32466, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.