ZIP 32466 Foreclosure, Tax-Lien & Distress Report
Bay County, Florida · Affordable market
Composite property distress in 32466 (Bay County, Florida) lands at 32/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (FEMA disaster exposure (97/100), climate & FEMA risk (78/100)). Structural exposure scores 69 and live distress 9 on the 0–100 scale. Property-level stress concentrates in structural risk (69/100), institutional ownership (67/100), construction/permit lag (64/100). By contrast, mortgage stress (29/100) register low.
Prices here sit in a neutral phase: values rose 3.8% over the trailing year, and 16% lower over three years, at 25/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
At $64,699, median income runs below typical U.S. levels. The vacancy rate is 11.0%. Rent burden reaches 72% of tenant households. Educational attainment sits at 12% bachelor's-or-above. 75% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 35/100. The poverty rate is 15.5%. The ZIP holds roughly 2,666 housing units. The typical home is worth about $179,600 (2.6× income, relatively affordable). About 5,837 people live here, median age 39.
Overall, 32466 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Inside the full report, DLRadar lists 2 distressed properties for 32466 — owner, address, APN, per-parcel score, bank exposure and exit read.
Because one deterministic model scores every ZIP, 32466's 32/100 can be lined up against any neighbor in Bay County, Florida or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 32466 shows blanks, not estimates, wherever the record is sparse.
32466's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 32466 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 32466 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 2 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 32466 by the numbers
Current distress, phase, housing and lender-pressure figures for 32466, drawn from the same report attached to each property.
Other Bay County ZIP codes
Related reports across Bay County, Florida
Keep going: ZIP, county and state distress coverage for Bay County, Florida.
Unlock parcel-level detail for ZIP 32466
Every distressed parcel in 32466 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology