Bay County, FL — Foreclosure & Distress Data
Across Bay County, Florida, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. DLRadar scores 16 ZIPs here, with a mean composite of 33/100. Across its ZIPs, composite distress spans 24 to 36 out of 100. The county's lending-headwind score sits at 17/100.
Currently neutral, Bay County saw prices rise 4.9% year over year, now 1.2% off the recent peak, at 31/100 phase confidence. At this stage distress is selective, concentrated in specific ZIPs rather than county-wide.
Top distress by ZIP runs 32401 (36/100), 32403 (36/100), 32404 (36/100), 32405 (36/100), 32407 (36/100), 32408 (36/100), listed with every scored ZIP below. The breakdown continues through 32409, 32410, 32413, 32444, 32438, 32466, 32456, 32437, 32462, 32428 and more.
On balance Bay County rewards a buyer who works it at the ZIP and parcel level rather than county-wide. DLRadar unlocks every distressed property in Bay County — owner, address, APN, a per-property score, bank-exposure read and exit-velocity estimate.
Most distressed ZIP codes in Bay County
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Every distressed property with owner, address, APN, per-property distress score, bank exposure and a funding + closing path.