ZIP 32410 Property Distress & Foreclosure Data

Bay County, Florida's ZIP 32410 registers 36/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 78 and live distress 9 on the 0–100 scale. The most distinctive pressure shows up in structural risk (78/100), institutional ownership (68/100), construction/permit lag (67/100). mortgage stress (29/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (94/100), flood (NFIP) exposure (66/100).

Prices here sit in a neutral phase: values rose 4.9% over the trailing year, 1.2% off the recent peak, at 31/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $460,900, an affordability ratio of 5.8×. 6.0% of residents fall below the poverty threshold. Owners hold 73% of homes, renters 27%. Educational attainment sits at 31% bachelor's-or-above. Vacancy runs 65.2%, above the national norm and a classic distress-and-opportunity signal. Median household income is $63,125, below the U.S. median near $78,000. There are about 703 housing units across 32410. DLRadar's demographic-stress index for the area reads 40/100. 499 residents call 32410 home, typically aged 55. Rent burden reaches 35% of tenant households.

Taken together, 32410 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.