ZIP 32465 Property Distress & Foreclosure Data

Gulf County, Florida's ZIP 32465 registers 29/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100). The most distinctive pressure shows up in institutional ownership (84/100), structural risk (64/100), construction/permit lag (46/100). By contrast, mortgage stress (37/100) register low. Structural exposure scores 64 and live distress 11 on the 0–100 scale.

The market reads neutral — home values rose 3.4% year on year, and 16% higher over three years, at 19/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 7,940 people live here, median age 40. Roughly 15.8% live below the poverty line. There are about 3,476 housing units across 32465. About 13% have a four-year degree. A median home runs $160,200 here, or 2.6 times local income. Households earn a median $59,148 — below the roughly $78,000 national figure. Vacancy runs 26.0%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 32465 scores 31/100. The tenure split is 79% owner-occupied to 21% rented. Rent burden reaches 43% of tenant households.

Net-net, 32465 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.