ZIP 32320 Property Distress & Foreclosure Data

Franklin County, Florida's ZIP 32320 registers 27/100 composite distress, which DLRadar reads as low. Structural risk reads 61/100 against active distress of 10/100. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), flood (NFIP) exposure (81/100). The most distinctive pressure shows up in institutional ownership (70/100), structural risk (61/100), construction/permit lag (51/100). mortgage stress (33/100) stay muted.

Prices here sit in a neutral phase: values rose 3.4% over the trailing year, and 22% higher over three years, at 19/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $241,500, an affordability ratio of 4.6×. Owners hold 67% of homes, renters 33%. 3,503 residents call 32320 home, typically aged 54. Educational attainment sits at 25% bachelor's-or-above. Vacancy runs 19.1%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 35/100. There are about 2,292 housing units across 32320. 13.3% of residents fall below the poverty threshold. Rent burden reaches 38% of tenant households. Median household income is $51,750, below the U.S. median near $78,000.

Taken together, 32320 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.