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ZIP 32346 Foreclosure, Tax-Lien & Distress Report

Wakulla County, Florida · High Vacancy market

Wakulla County, Florida's ZIP 32346 registers 30/100 composite distress, which DLRadar reads as moderate. On the structural side it scores 67/100, with 9/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), flood (NFIP) exposure (79/100). The pressure is most legible in institutional ownership (70/100), construction/permit lag (68/100), structural risk (67/100). By contrast, mortgage stress (29/100) register low.

Prices here sit in a neutral phase: values rose 4.8% over the trailing year, and 13% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 2,393 people live here, median age 56. A median home runs $267,200 here, or 4.0 times local income. The vacancy rate is 44.1% — elevated. 84% of housing is owner-occupied. 12.2% of residents fall below the poverty threshold. Around 75% of renters are cost-burdened. The ZIP holds roughly 1,734 housing units. Educational attainment sits at 26% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 40/100. Median household income is $58,382, below the U.S. median near $78,000.

Net-net, 32346 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 32346 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 32346's 30/100 can be lined up against any neighbor in Wakulla County, Florida or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 32346 reflects the current record instead of a stale or modeled snapshot.

The 30/100 for 32346 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 32346 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

30/100
Composite stress
67/100
Structural risk
9/100
Distress activity

ZIP 32346 distress signals, scored

Foreclosure activity0
Mortgage stress29
Climate / FEMA risk48
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

32346 at a glance

A live read on 32346: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Neighbouring ZIPs in Wakulla County

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Deterministic scoring, sourced entirely from public data · methodology

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