ZIP 32327 Foreclosure, Tax-Lien & Distress Report

ZIP code 32327 in Wakulla County, Florida carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (72/100), institutional ownership (70/100), structural risk (69/100). On the quiet end sit mortgage stress (27/100). Structurally it carries 69/100, against 8/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (98/100), flood (NFIP) exposure (78/100)).

The market reads expansion — home values rose 5.8% year on year, and 12% higher over three years (phase confidence 58/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $76,714 — near the roughly $78,000 national figure. Population is roughly 30,694 with a median age of 42. On demographic stress specifically, 32327 scores 27/100. Home values center near $259,700, an affordability ratio of 2.8× — accessible. Educational attainment sits at 22% bachelor's-or-above. Owners hold 84% of homes, renters 16%. 5.2% of residents fall below the poverty threshold. Vacancy runs 9.6%. Rent burden reaches 44% of tenant households. The ZIP holds roughly 12,122 housing units.

Net-net, 32327 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Inside the full report, DLRadar lists 2 distressed properties for 32327 — owner, address, APN, per-parcel score, bank exposure and exit read.

No ZIP is too small to score: 32327 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 32327 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 32327's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 32327 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.