ZIP 32305 Property Distress & Foreclosure Data

DLRadar grades ZIP 32305 (Leon County, Florida) at a moderate 33/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (94/100), flood (NFIP) exposure (74/100). On the structural side it scores 71/100, with 8/100 of stress already active. Property-level stress concentrates in structural risk (71/100), institutional ownership (69/100), construction/permit lag (33/100). construction/permit lag (33/100) and mortgage stress (26/100) stay muted.

Prices here sit in a peak phase: values rose 0.5% over the trailing year, 1.8% off the recent peak, and 12% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

21.8% of residents fall below the poverty threshold. 19,682 residents call 32305 home, typically aged 38. Median household income is $47,694, below the U.S. median near $78,000. Around 35% of renters are cost-burdened. The ZIP holds roughly 8,354 housing units. Owners hold 58% of homes, renters 42%. Educational attainment sits at 20% bachelor's-or-above. The vacancy rate is 11.0%. DLRadar's demographic-stress index for the area reads 33/100. Home values center near $156,300, an affordability ratio of 3.2× — accessible.

Taken together, 32305 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.