ZIP 32303 Property Distress & Foreclosure Data

ZIP code 32303 in Leon County, Florida carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (94/100), flood (NFIP) exposure (74/100). The latent-versus-live split is 71/100 structural and 8/100 already moving. What sets it apart are the readings on structural risk (71/100), institutional ownership (69/100), construction/permit lag (33/100). By contrast, construction/permit lag (33/100) and mortgage stress (26/100) register low.

The market reads peak — home values rose 0.5% year on year, 1.8% off the recent peak, and 13% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 32303 scores 32/100. Roughly 17.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 46% have a four-year degree. About 49,915 people live here, median age 32. The vacancy rate is 10.7%. A median home runs $228,000 here, or 3.3 times local income. Around 46% of renters are cost-burdened. The tenure split is 50% owner-occupied to 50% rented. Households earn a median $63,123 — below the roughly $78,000 national figure. The ZIP holds roughly 25,004 housing units.

Net-net, 32303 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.