ZIP 32309 Property Distress & Foreclosure Data

In Leon County, Florida, ZIP 32309 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (71/100), institutional ownership (69/100), construction/permit lag (33/100). By contrast, construction/permit lag (33/100) and mortgage stress (26/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (94/100), flood (NFIP) exposure (74/100). On the structural side it scores 71/100, with 8/100 of stress already active.

The market reads peak — home values rose 0.5% year on year, 1.8% off the recent peak, and 13% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The tenure split is 83% owner-occupied to 17% rented. The ZIP holds roughly 13,813 housing units. About 33,962 people live here, median age 42. Around 39% of renters are cost-burdened. Households earn a median $110,162 — above the roughly $78,000 national figure. On demographic stress specifically, 32309 scores 23/100. About 61% have a four-year degree. A median home runs $376,000 here, or 3.2 times local income. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 4.4%.

Net-net, 32309 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.