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ZIP 32344 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Florida · High Vacancy market

DLRadar grades ZIP 32344 (Jefferson County, Florida) at a low 16/100 for overall property distress. The latent-versus-live split is 31/100 structural and 7/100 already moving. Property-level stress concentrates in institutional ownership (55/100), structural risk (31/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (6/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100).

The market reads expansion — home values rose 5.8% year on year, and 22% higher over three years, at 58/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $247,400 (4.0× income, relatively affordable). 74% of housing is owner-occupied. The ZIP holds roughly 6,037 housing units. DLRadar's demographic-stress index for the area reads 35/100. Around 21% of adults hold a bachelor's degree or higher. Vacancy runs 15.3%, above the national norm and a classic distress-and-opportunity signal. 22.2% of residents fall below the poverty threshold. Rent burden reaches 41% of tenant households. Population is roughly 12,879 with a median age of 48. At $52,222, median income runs below typical U.S. levels.

Taken together, 32344 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 32344 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 32344 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 32344 reflects the current record instead of a stale or modeled snapshot.

Each component behind 32344 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. The point of the 32344 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

16/100
Composite stress
31/100
Structural risk
7/100
Distress activity

ZIP 32344 distress signals, scored

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk31
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 32344 distress snapshot

Current distress, phase, housing and lender-pressure figures for 32344, drawn from the same report attached to each property.

Loading ZIP 32344 stress data…

Nearby ZIPs in Jefferson County

Nearest ZIP codes to 32344

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Jefferson County, Florida

More ZIP, county and state distress intelligence connected to Jefferson County, Florida.

Unlock parcel-level detail for ZIP 32344

Every distressed parcel in 32344 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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