ZIP 32344 Property Distress & Foreclosure Data

ZIP code 32344 in Jefferson County, Florida carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 45 and live distress 7 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (59/100), institutional ownership (54/100), structural risk (45/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (98/100).

Prices here sit in a peak phase: values rose 0.5% over the trailing year, 1.8% off the recent peak, and 22% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $247,400, an affordability ratio of 4.0× — accessible. Owners hold 74% of homes, renters 26%. There are about 6,037 housing units across 32344. DLRadar's demographic-stress index for the area reads 35/100. Educational attainment sits at 21% bachelor's-or-above. Vacancy runs 15.3%, above the national norm and a classic distress-and-opportunity signal. 22.2% of residents fall below the poverty threshold. Rent burden reaches 41% of tenant households. 12,879 residents call 32344 home, typically aged 48. Median household income is $52,222, below the U.S. median near $78,000.

Taken together, 32344 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.