ZIP 32331 Property Distress & Foreclosure Data

In Madison County, Florida, ZIP 32331 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (100/100), flood (NFIP) exposure (66/100)). Its standout signals are institutional ownership (69/100), structural risk (58/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (28/100). Structural risk reads 58/100 against active distress of 8/100.

The peak-phase market in 32331 posted values that rose 3.0% over the year, at 17/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

88% of housing is owner-occupied. The typical home is worth about $83,700 (1.5× income, relatively affordable). Rent burden reaches 31% of tenant households. Vacancy runs 22.7%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 4,642 with a median age of 46. At $53,472, median income runs below typical U.S. levels. There are about 2,194 housing units across 32331. The poverty rate is 23.3% — high, a tax-stress and distress correlate. Around 8% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 27/100.

On the whole, 32331 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.