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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 32059 Foreclosure, Tax-Lien & Distress Report

Madison County, Florida · High Vacancy market

DLRadar grades ZIP 32059 (Madison County, Florida) at a low 24/100 for overall property distress. Property-level stress concentrates in institutional ownership (71/100), structural risk (53/100), mortgage stress (28/100). mortgage stress (28/100) and construction/permit lag (19/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (100/100), flood (NFIP) exposure (73/100). On the structural side it scores 53/100, with 8/100 of stress already active.

The market reads peak — home values rose 3.8% year on year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

78% of housing is owner-occupied. Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal. At $51,193, median income runs below typical U.S. levels. Around 11% of adults hold a bachelor's degree or higher. Roughly 19.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 2,764 people live here, median age 51. Rent burden reaches 29% of tenant households. The demographic-stress sub-score lands at 27/100. There are about 1,531 housing units across 32059. A median home runs $109,400 here, or 1.8 times local income.

On the whole, 32059 leans distressed, with opportunity clustered in specific stressed parcels. While 32059 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 32059 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Madison County, Florida and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 32059 shows blanks, not estimates, wherever the record is sparse.

The 24/100 for 32059 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 32059 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

24/100
Composite stress
53/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 32059

Foreclosure activity0
Mortgage stress28
Climate / FEMA risk43
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

32059 at a glance

Current distress, phase, housing and lender-pressure figures for 32059, drawn from the same report attached to each property.

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Madison County ZIPs near 32059

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Further distress data across Madison County, Florida at ZIP, county and state level.

See every distressed parcel in 32059

Every distressed parcel in 32059 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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