ZIP 32052 Foreclosure, Tax-Lien & Distress Report

Hamilton County, Florida · High Vacancy market

In Hamilton County, Florida, ZIP 32052 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (100/100)). Its standout signals are institutional ownership (83/100), structural risk (45/100), mortgage stress (34/100). On the quiet end sit mortgage stress (34/100) and construction/permit lag (19/100). Structural risk reads 45/100 against active distress of 10/100.

The neutral-phase market in 32052 posted values that rose 3.4% over the year, and 64% higher over three years, at 19/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $115,800 (2.3× income, relatively affordable). 72% of housing is owner-occupied. Vacancy runs 20.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 43% of tenant households. At $48,722, median income runs below typical U.S. levels. The poverty rate is 24.7% — high, a tax-stress and distress correlate. Population is roughly 8,073 with a median age of 39. Around 10% of adults hold a bachelor's degree or higher. There are about 2,648 housing units across 32052. The demographic-stress sub-score lands at 32/100.

On the whole, 32052 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

21/100
Composite stress
45/100
Structural risk
10/100
Distress activity

Distress signal breakdown — ZIP 32052

Foreclosure activity0
Mortgage stress34
Climate / FEMA risk36
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 32052 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Deterministic. Every signal traces to a public dataset · methodology