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ZIP 32052 Foreclosure, Tax-Lien & Distress Report

Hamilton County, Florida · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 32052 in Hamilton County, Florida comes in at 23, a low composite-distress reading. It additionally carries heavy environmental risk: FEMA disaster exposure (100/100). The most distinctive pressure shows up in institutional ownership (82/100), structural risk (48/100), mortgage stress (34/100). On the quiet end sit mortgage stress (34/100) and construction/permit lag (33/100). On the structural side it scores 48/100, with 10/100 of stress already active.

The market reads peak — home values rose 3.8% year on year, and 64% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $115,800 (2.3× income, relatively affordable). 72% of housing is owner-occupied. Vacancy runs 20.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 43% of tenant households. Median household income is $48,722, below the U.S. median near $78,000. 24.7% of residents fall below the poverty threshold. 8,073 residents call 32052 home, typically aged 39. Around 10% of adults hold a bachelor's degree or higher. There are about 2,648 housing units across 32052. On demographic stress specifically, 32052 scores 32/100.

Net-net, 32052 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Inside the full report, DLRadar lists 1 distressed properties for 32052 — owner, address, APN, per-parcel score, bank exposure and exit read.

Because one deterministic model scores every ZIP, 32052's 23/100 can be lined up against any neighbor in Hamilton County, Florida or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 32052, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 32052's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 32052 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

23/100
Composite stress
48/100
Structural risk
10/100
Distress activity

ZIP 32052 distress signals, scored

Foreclosure activity0
Mortgage stress34
Climate / FEMA risk36
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 1 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 32052 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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