ZIP 32053 Foreclosure, Tax-Lien & Distress Report

ZIP 32053's composite property-distress score is 26/100 - DLRadar classes that as low for Hamilton County, Florida. Climate and flood risk are elevated too — FEMA disaster exposure (100/100). Structural risk reads 56/100 against active distress of 10/100. Its heaviest discrete signals: institutional ownership (82/100), construction/permit lag (64/100), structural risk (56/100). On the quiet end sit mortgage stress (34/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $40,750 — below the roughly $78,000 national figure. The typical home is worth about $103,000 (3.0× income, relatively affordable). The ZIP holds roughly 1,991 housing units. Around 38% of renters are cost-burdened. Roughly 36.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 3,707 residents call 32053 home, typically aged 40. About 14% have a four-year degree. DLRadar's demographic-stress index for the area reads 37/100. Vacancy runs 28.5%, above the national norm and a classic distress-and-opportunity signal. 78% of housing is owner-occupied.

On the whole, 32053 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 32053 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 32053 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Hamilton County, Florida and the nation. The score is rebuilt from public data as it updates, so 32053 reflects the current record instead of a stale or modeled snapshot.

32053's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 32053 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.