Hamilton County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hamilton County, Florida? DLRadar grades every Hamilton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Hamilton County breakdown.
- Hamilton County's most distressed ZIP is 32096 at 30/100.
- 3 ZIP codes tracked in Hamilton County, averaging 24/100 distress.
- Hamilton County reads neutral — home values up 3.4% year over year.
- Vacancy runs 21.6% across Hamilton County's tracked ZIPs, with a 24.2% poverty rate.
- The typical Hamilton County home is worth about $110,300 against a ~$46,977 median income.
- Lending headwind in Hamilton County sits at 0/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32096 | 30/100 |
| 2 | 32052 | 21/100 |
| 3 | 32053 | 21/100 |
Most distressed ZIP codes in Hamilton County (composite distress 0-100, 2026)
What is driving Hamilton County distress
Hamilton County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 24/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Hamilton County market phase and pricing
Hamilton County reads neutral — home prices rose 3.4% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Hamilton County
Browse the full Hamilton County distress data free, or start a 7-day trial to unlock the scored distressed properties inside each ZIP — no card charged today.
No card charged today · explore every module with live data.
Frequently asked questions
What is the most distressed ZIP code in Hamilton County, FL?
ZIP 32096 leads Hamilton County at 30/100, recomputed monthly from public records.
What market phase is Hamilton County in?
Hamilton County reads neutral, with home prices up 3.4% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Hamilton County data come from?
Every figure traces to a public source — FHFA HPI, CFPB, county recorder filings, FEMA/NFIP and Census ACS — scored deterministically, the same way in every county.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.