Hamilton County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hamilton County, FL distress report, 2026: 3 ZIPs scored in Hamilton, FL, Hamilton, FL average 27/100; the top Hamilton, FL ZIP is 32096 at 29/100; Hamilton, FL market phase peak, Hamilton, FL prices +3.8% year over year.
- Hamilton, FL ranks #1 nationally (opportunity index); Hamilton, FL #1 in Florida; Hamilton, FL index 48.0.
- Hamilton, FL: no CFPB county sample; Hamilton, FL non-metro area reading 1.2%.
- Hamilton, FL ZIP phases: 3 peak.
- Hamilton, FL residential listings tracked: 4 across 2 ZIPs; Hamilton, FL candidate listings 0.
- Hamilton, FL lenders on watch: 1; largest Hamilton, FL footprint First Federal Bank (1 branch).
- Hamilton, FL most distressed ZIP: 32096 at 29/100.
Hamilton, FL figures: DLRadar distress index; Hamilton, FL inputs: CFPB, FHFA, HUD, FDIC; Hamilton, FL rebuilt as sources refresh.
| Rank | Hamilton, FL ZIP | Score |
|---|---|---|
| 1 | 32096 | 29/100 |
| 2 | 32052 | 26/100 |
| 3 | 32053 | 26/100 |
Most distressed Hamilton, FL ZIPs (0-100, 2026)
Mortgage delinquency around Hamilton, FL
No CFPB county sample covers Hamilton, FL; the non-metro area reading for Hamilton, FL: 1.2% ninety-plus; Hamilton, FL area thirty-to-eighty-nine 3.4% (December 2025, Hamilton, FL); Florida overall 1.2%.
Opportunity index: Hamilton, FL
Hamilton, FL index 48.0, Hamilton, FL phase strong_buy; Hamilton, FL primary driver vacancy, Hamilton, FL second driver construction. Hamilton, FL components: property stress 49.3, foreclosure pressure 55.9, listing discounts 53.2, bank stress 56.8, insurance 0.0; Hamilton, FL pulse 53.4; Hamilton, FL capital opportunity 39.8.
ZIP market phases inside Hamilton, FL
3 Hamilton, FL ZIPs carry a price-cycle phase; Hamilton, FL ZIPs by phase (Hamilton, FL), deepest drawdown first: peak, +2.0% YoY, 0.1% off peak (Hamilton, FL): 32096; peak, +3.8% YoY (Hamilton, FL): 32052, 32053.
Residential listings by Hamilton, FL ZIP
Hamilton, FL ZIPs with the most tracked Hamilton, FL residential listings: 32052 3 listings, 0 candidates, bank pressure 65; 32053 1 listings, 0 candidates, bank pressure 65. Hamilton, FL totals: 4 listings; Hamilton, FL candidates 0; active ZIPs 1.
Lenders with branches in Hamilton, FL
Hamilton, FL lenders by branch count: First Federal Bank (Hamilton, FL): stress 65, 1 branch low in Hamilton, FL.
Vacancy and permits, Hamilton, FL
1,372 of 5,653 Hamilton, FL housing units are vacant; Hamilton, FL permits, twelve months: 0 multifamily units in Hamilton, FL, 24 one-to-four unit units.
Work Hamilton, FL at the parcel level
Every Hamilton, FL parcel carries owner and address; every Hamilton, FL parcel carries APN; Hamilton, FL distress scores sit on the Hamilton, FL live board; Hamilton, FL lead lists by signal.
Hamilton, FL figures refresh with each source.
Hamilton, FL questions
Most distressed ZIP code in Hamilton County, FL?
ZIP 32096 leads Hamilton, FL at 29/100; next in Hamilton, FL: 32052 at 26/100; the Hamilton, FL average is 27/100.
Where does Hamilton County, FL rank for investment opportunity?
Hamilton, FL is #1 among all ranked counties, #1 in Florida; the Hamilton, FL driver is vacancy; Hamilton, FL moved up 1 places.
How many mortgages are delinquent in Hamilton County, FL?
Hamilton, FL takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Hamilton, FL.
Which banks lend in Hamilton County, FL?
1 watched lenders hold Hamilton, FL branches; the largest Hamilton, FL footprints are First Federal Bank (1).
More on Hamilton, FL
Hamilton County, FL distress report: public-record figures for Hamilton, FL; not legal advice for Hamilton, FL; not tax or investment advice; verify every Hamilton, FL record before acting.