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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 32013 Foreclosure, Tax-Lien & Distress Report

Lafayette County, Florida · Distress market

ZIP code 32013 in Lafayette County, Florida carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: institutional ownership (68/100), structural risk (45/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100). On the structural side it scores 45/100, with 0/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (100/100), flood (NFIP) exposure (62/100)).

The peak-phase market in 32013 posted values that rose 3.8% over the year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 24/100. Owners hold 100% of homes, renters 0%. The poverty rate is 0.0% — low. The vacancy rate is 0.0%. About 104 people live here, median age 59. There are about 24 housing units across 32013. Around 20% of adults hold a bachelor's degree or higher.

Overall 32013 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 32013 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 32013's 20/100 can be lined up against any neighbor in Lafayette County, Florida or any ZIP coast to coast. Sparse data for 32013 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 32013's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 32013 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

20/100
Composite stress
45/100
Structural risk
0/100
Distress activity

ZIP 32013 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk16
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 32013 distress snapshot

Current distress, phase, housing and lender-pressure figures for 32013, drawn from the same report attached to each property.

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Neighbouring ZIPs in Lafayette County

Related reports across Lafayette County, Florida

Other reports tied to Lafayette County, Florida — ZIP, county and statewide.

See every distressed parcel in 32013

Every distressed parcel in 32013 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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