Lafayette County, FL: Foreclosures, Tax Liens & Distressed Properties

Lafayette County, FL, Florida: 3 ZIP codes scored, Lafayette County, FL averaging 22/100 (low, Lafayette, FL), from 20 to 25. Lafayette County, FL is in its peak phase (Lafayette, FL confidence 23/100): Lafayette, FL home prices up 3.8% (Lafayette, FL) over twelve months. Lafayette County, FL lender headwind: 88/100.

Highest-scoring Lafayette County, FL ZIPs: 32008 (25/100), 32013 (20/100), 32066 (20/100).

Across Lafayette County, FL's scored ZIPs: median home value $168,550, household income $55,754, 13.4% vacancy, 8.5% poverty, 88% owner-occupied, median age 46.6.

Lafayette County, FL insurance distress 84/100 (#258 in the US); FEMA hazard 100/100 for Lafayette, FL; 24 federal disaster declarations in Lafayette County, FL since 2023 (9 hurricane); 1 Lafayette, FL NFIP flood claims, $18K paid; Lafayette, FL construction distress 28/100.

2 banks with 2 branches lend in Lafayette County, FL; Lafayette, FL weighted bank stress 70/100, highest 74/100 in Lafayette, FL.

Lafayette County, FL unemployment 6.1% (Lafayette, FL -0.4 pts, six months); 50 new housing units permitted in Lafayette County, FL over twelve months, Lafayette, FL up 25% from 40.

3,347 housing units in Lafayette County, FL; 487 Lafayette, FL renter households; 27% of Lafayette, FL renters spend 30%+ of income on rent, 20% (Lafayette, FL) half or more.

Lafayette County, FL ranks #196 nationally on the opportunity index (Lafayette, FL, among all ranked counties); Lafayette, FL scores 35.9/100 and Lafayette, FL sits #24 inside Florida. Lafayette, FL is in the peak_opportunity opportunity phase; Lafayette, FL's primary driver is vacancy, Lafayette, FL second driver bank institutional; Lafayette, FL moved down 26 places. 3 short-sale listings across Lafayette, FL; 32 days on market observed in Lafayette, FL; 16.7% vacancy over 3 Lafayette, FL ZIPs.

No CFPB county sample covers Lafayette County, FL. The non-metro area reading for Lafayette, FL: 1.2% ninety-plus days late; Lafayette, FL's thirty-to-eighty-nine share is 3.4% (Lafayette, FL, December 2025 data); Florida overall 1.2%.

Lafayette County, FL has 2 watched banks; 2 Lafayette, FL banks sit in an elevated band. Lafayette, FL footprints: Lafayette State Bank (1 branch, stress 74) in Lafayette, FL; First Federal Bank (1 branch, stress 65) in Lafayette, FL.

715 of the 3,347 housing units in Lafayette, FL sit vacant. Lafayette County, FL permitted 0 multifamily units in twelve months; Lafayette, FL's one-to-four unit structures added 50 units in Lafayette County, FL.