Lafayette County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lafayette County, Florida? DLRadar grades every Lafayette County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Lafayette County breakdown.
- Lafayette County's most distressed ZIP is 32008 at 25/100.
- 3 ZIP codes tracked in Lafayette County, averaging 22/100 distress.
- Lafayette County reads peak — home values up 3.8% year over year.
- Vacancy runs 13.4% across Lafayette County's tracked ZIPs, with a 8.5% poverty rate.
- The typical Lafayette County home is worth about $168,550 against a ~$55,754 median income.
- Lending headwind in Lafayette County sits at 88/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32008 | 25/100 |
| 2 | 32013 | 20/100 |
| 3 | 32066 | 20/100 |
Most distressed ZIP codes in Lafayette County (composite distress 0-100, 2026)
What is driving Lafayette County distress
DLRadar builds Lafayette County's distress picture only from records anyone can pull; its ZIPs average 22/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Lafayette County market phase and pricing
DLRadar places Lafayette County in peak; prices moved up 3.8% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Lafayette County
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Questions about this county
What is the most distressed ZIP code in Lafayette County, FL?
ZIP 32008 leads Lafayette County at 25/100, recomputed monthly from public records.
Where is Lafayette County in the housing cycle?
Lafayette County reads peak, with home prices up 3.8% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Lafayette County scores?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 3 Lafayette County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Lafayette County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Lafayette County ZIPs DLRadar ranks, scores run from 25/100 in 32008 down to 20/100 in 32066, against a Lafayette County average of 22/100. Because the gap runs to 5 points, Lafayette County rewards ZIP-level precision.
What do Lafayette County home values and vacancy say about distressed supply?
The typical Lafayette County home carries about $168,550 of value against a median household income near $55,754. Vacancy across Lafayette County's tracked ZIPs runs 13.4% and the poverty rate is 8.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Lafayette County's foreclosure and tax-lien record and its 88/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.