Lafayette County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lafayette County, FL distress report, 2026: 3 ZIPs scored in Lafayette, FL, Lafayette, FL average 22/100; the top Lafayette, FL ZIP is 32008 at 25/100; Lafayette, FL market phase peak, Lafayette, FL prices +3.8% year over year.
- Lafayette, FL ranks #142 nationally (opportunity index); Lafayette, FL #23 in Florida; Lafayette, FL index 36.5.
- Lafayette, FL: no CFPB county sample; Lafayette, FL non-metro area reading 1.2%.
- Lafayette, FL ZIP phases: 3 peak.
- Lafayette, FL residential listings tracked: 5 across 3 ZIPs; Lafayette, FL candidate listings 4.
- Lafayette, FL lenders on watch: 2; largest Lafayette, FL footprint Lafayette State Bank (1 branch).
- Lafayette, FL most distressed ZIP: 32008 at 25/100.
Lafayette, FL figures: DLRadar distress index; Lafayette, FL inputs: CFPB, FHFA, HUD, FDIC; Lafayette, FL rebuilt as sources refresh.
| Rank | Lafayette, FL ZIP | Score |
|---|---|---|
| 1 | 32008 | 25/100 |
| 2 | 32013 | 20/100 |
| 3 | 32066 | 20/100 |
Most distressed Lafayette, FL ZIPs (0-100, 2026)
Mortgage delinquency around Lafayette, FL
No CFPB county sample covers Lafayette, FL; the non-metro area reading for Lafayette, FL: 1.2% ninety-plus; Lafayette, FL area thirty-to-eighty-nine 3.4% (December 2025, Lafayette, FL); Florida overall 1.2%.
Opportunity index: Lafayette, FL
Lafayette, FL index 36.5, Lafayette, FL phase strong_buy; Lafayette, FL primary driver vacancy, Lafayette, FL second driver bank institutional. Lafayette, FL components: property stress 31.3, foreclosure pressure 33.1, listing discounts 37.9, bank stress 66.7, insurance 0.0; Lafayette, FL pulse 42.1; Lafayette, FL capital opportunity 28.1; Lafayette, FL seven-day change +0.8%.
ZIP market phases inside Lafayette, FL
3 Lafayette, FL ZIPs carry a price-cycle phase; Lafayette, FL ZIPs by phase (Lafayette, FL), deepest drawdown first: peak, +2.8% YoY, 0.5% off peak (Lafayette, FL): 32008; peak, +3.8% YoY (Lafayette, FL): 32013, 32066.
Residential listings by Lafayette, FL ZIP
Lafayette, FL ZIPs with the most tracked Lafayette, FL residential listings: 32066 5 listings, 4 candidates, bank pressure 70; 32008 0 listings, 0 candidates, bank pressure 60; 32013 0 listings, 0 candidates, bank pressure 70. Lafayette, FL totals: 5 listings; Lafayette, FL candidates 4; active ZIPs 0.
Lenders with branches in Lafayette, FL
Lafayette, FL lenders by branch count: Lafayette State Bank (Lafayette, FL): stress 74, 1 branch low in Lafayette, FL; First Federal Bank (Lafayette, FL): stress 65, 1 branch low in Lafayette, FL.
Vacancy and permits, Lafayette, FL
715 of 3,347 Lafayette, FL housing units are vacant; Lafayette, FL permits, twelve months: 0 multifamily units in Lafayette, FL, 50 one-to-four unit units.
Work Lafayette, FL at the parcel level
Every Lafayette, FL parcel carries owner and address; every Lafayette, FL parcel carries APN; Lafayette, FL distress scores sit on the Lafayette, FL live board; Lafayette, FL lead lists by signal.
Lafayette, FL figures refresh with each source.
Lafayette, FL questions
Most distressed ZIP code in Lafayette County, FL?
ZIP 32008 leads Lafayette, FL at 25/100; next in Lafayette, FL: 32013 at 20/100; the Lafayette, FL average is 22/100.
Where does Lafayette County, FL rank for investment opportunity?
Lafayette, FL is #142 among all ranked counties, #23 in Florida; the Lafayette, FL driver is vacancy; Lafayette, FL moved up 39 places.
How many mortgages are delinquent in Lafayette County, FL?
Lafayette, FL takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Lafayette, FL.
Which banks lend in Lafayette County, FL?
2 watched lenders hold Lafayette, FL branches; the largest Lafayette, FL footprints are Lafayette State Bank (1), First Federal Bank (1).
More on Lafayette, FL
Lafayette County, FL distress report: public-record figures for Lafayette, FL; not legal advice for Lafayette, FL; not tax or investment advice; verify every Lafayette, FL record before acting.