ZIP 32066 Foreclosure, Tax-Lien & Distress Report

Lafayette County, Florida's ZIP 32066 registers 20/100 composite distress, which DLRadar reads as low. The pressure is most legible in institutional ownership (68/100), structural risk (45/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (28/100). Climate and flood risk are elevated too — FEMA disaster exposure (100/100), flood (NFIP) exposure (62/100). The latent-versus-live split is 45/100 structural and 8/100 already moving.

The market reads peak — home values rose 3.8% year on year (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

At $61,650, median income runs below typical U.S. levels. Population is roughly 6,881 with a median age of 41. Roughly 18.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 39% of tenant households. Home values center near $168,300, an affordability ratio of 2.2× — accessible. About 8% have a four-year degree. Owners hold 79% of homes, renters 21%. The demographic-stress sub-score lands at 29/100. There are about 2,401 housing units across 32066. The vacancy rate is 12.2% — elevated.

On the whole, 32066 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 32066 at the moment; the composite and its components are still built from verifiable public records.

Whether 32066 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 32066 can be compared directly against any other ZIP in Lafayette County, Florida or nationwide. Nothing here is interpolated — where a source is thin for 32066, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 32066 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. In workflow terms, 32066 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.