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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 32008 Foreclosure, Tax-Lien & Distress Report

Lafayette County, Florida · High Vacancy market

Scored purely from public records, 32008 (Lafayette County, Florida) returns a low composite of 25/100. Leading the profile are institutional ownership (68/100), structural risk (55/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (27/100). The split runs 55/100 structural to 8/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (100/100), flood (NFIP) exposure (65/100).

The market reads peak — home values rose 2.8% year on year, and 16% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

6.9% of residents fall below the poverty threshold. On demographic stress specifically, 32008 scores 27/100. The tenure split is 85% owner-occupied to 15% rented. Around 11% of renters are cost-burdened. The ZIP holds roughly 3,240 housing units. About 14% have a four-year degree. A median home runs $168,800 here, or 3.4 times local income. Vacancy runs 28.1%, above the national norm and a classic distress-and-opportunity signal. At $49,277, median income runs below typical U.S. levels. Population is roughly 6,263 with a median age of 40.

On the whole, 32008 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 32008's 25/100 can be lined up against any neighbor in Lafayette County, Florida or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 32008, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 figure for 32008 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 32008 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

25/100
Composite stress
55/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 32008

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk32
Another 9 scored dimensions sit behind 32008

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 32008 by the numbers

The live 32008 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Open the complete 32008 acquisition file

See who owns each distressed property in 32008, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Built from public records, scored the same way everywhere · methodology

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