ZIP 32643 Foreclosure, Tax-Lien & Distress Report

Alachua County, Florida's ZIP 32643 registers 26/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (64/100)). Its standout signals are institutional ownership (63/100), structural risk (55/100), construction/permit lag (27/100). By contrast, construction/permit lag (27/100) and mortgage stress (24/100) register low. On the structural side it scores 55/100, with 7/100 of stress already active.

The contraction-phase market in 32643 posted values that held roughly flat over the year, 1.8% off the recent peak, and 9% higher over three years, at 26/100 phase confidence. A cooling market tends to open discount-to-value windows.

The ZIP holds roughly 4,835 housing units. Households earn a median $69,871 — near the roughly $78,000 national figure. 11,495 residents call 32643 home, typically aged 39. The tenure split is 85% owner-occupied to 15% rented. DLRadar's demographic-stress index for the area reads 32/100. The vacancy rate is 10.6%. Around 47% of renters are cost-burdened. Educational attainment sits at 25% bachelor's-or-above. A median home runs $279,600 here, or 3.6 times local income. 13.4% of residents fall below the poverty threshold.

Net-net, 32643 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Inside the full report, DLRadar lists 5 distressed properties for 32643 — owner, address, APN, per-parcel score, bank exposure and exit read.

No ZIP is too small to score: 32643 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 32643, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 for 32643 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 32643 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.