ZIP 32025 Foreclosure, Tax-Lien & Distress Report

Columbia County, Florida's ZIP 32025 registers 32/100 composite distress, which DLRadar reads as moderate. Structurally it carries 71/100, against 8/100 of stress already in motion. Its standout signals are institutional ownership (71/100), structural risk (71/100), construction/permit lag (58/100). On the quiet end sit mortgage stress (27/100). It additionally carries heavy environmental risk: FEMA disaster exposure (100/100), flood (NFIP) exposure (79/100), climate & FEMA risk (67/100).

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 27% higher over three years, at 6/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 23,268 with a median age of 40. On demographic stress specifically, 32025 scores 36/100. Vacancy runs 9.1%. 58% of housing is owner-occupied. Educational attainment sits at 16% bachelor's-or-above. Households earn a median $47,074 — below the roughly $78,000 national figure. A median home runs $189,800 here, or 3.9 times local income. The ZIP holds roughly 9,063 housing units. Around 44% of renters are cost-burdened. The poverty rate is 18.5% — high, a tax-stress and distress correlate.

On balance 32025 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Inside the full report, DLRadar lists 1 distressed properties for 32025 — owner, address, APN, per-parcel score, bank exposure and exit read.

No ZIP is too small to score: 32025 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 32025, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 32025 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. In workflow terms, 32025 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.