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ZIP 32697 Foreclosure, Tax-Lien & Distress Report

Union County, Florida · High Vacancy market

ZIP code 32697 in Union County, Florida carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. Property-level stress concentrates in institutional ownership (66/100), structural risk (41/100), mortgage stress (26/100). mortgage stress (26/100) and construction/permit lag (22/100) stay muted. On the structural side it scores 41/100, with 8/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (99/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 156 people live here, median age 30. Roughly 21.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $203,600. Vacancy runs 41.8%, above the national norm and a classic distress-and-opportunity signal. Around 47% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 60/100. The tenure split is 47% owner-occupied to 53% rented. There are about 114 housing units across 32697. Educational attainment sits at 18% bachelor's-or-above.

On the whole, 32697 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 32697 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 32697 runs through one identical scoring model, so its 18/100 sits on the same scale as every other ZIP in Union County, Florida and the nation. Nothing here is interpolated — where a source is thin for 32697, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 18/100 for 32697 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 32697 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

18/100
Composite stress
41/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 32697

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk12
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

32697 at a glance

32697 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Nearby ZIPs in Union County

Nearest ZIP codes to 32697

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Union County, Florida

Other reports tied to Union County, Florida — ZIP, county and statewide.

Open the complete 32697 acquisition file

See who owns each distressed property in 32697, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

No modelling: every input is a public record · methodology

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