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ZIP 32697 Foreclosure, Tax-Lien & Distress Report

Union County, Florida · High Vacancy market

ZIP code 32697 in Union County, Florida carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in institutional ownership (67/100), structural risk (42/100), mortgage stress (26/100). mortgage stress (26/100) and construction/permit lag (24/100) stay muted. On the structural side it scores 42/100, with 8/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), flood (NFIP) exposure (61/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 156 people live here, median age 30. Roughly 21.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $203,600. Vacancy runs 41.8%, above the national norm and a classic distress-and-opportunity signal. Around 47% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 43/100. The tenure split is 47% owner-occupied to 53% rented. There are about 114 housing units across 32697. Educational attainment sits at 18% bachelor's-or-above.

On the whole, 32697 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 32697 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 32697 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Union County, Florida and the nation. Nothing here is interpolated — where a source is thin for 32697, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 19/100 for 32697 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 32697 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

19/100
Composite stress
42/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 32697

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk12
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

32697 at a glance

32697 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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