ZIP 32054 Foreclosure, Tax-Lien & Distress Report
Union County, Florida · Affordable market
Scored on a fixed 0-100 scale, 32054 (Union County, Florida) returns a low composite of 19/100. Structural risk reads 43/100 against active distress of 8/100. What sets it apart are the readings on institutional ownership (67/100), structural risk (43/100), construction/permit lag (27/100). By contrast, construction/permit lag (27/100) and mortgage stress (26/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100).
The market reads peak — home values rose 3.8% year on year, and 39% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
12,467 residents call 32054 home, typically aged 40. A median home runs $185,100 here, or 2.5 times local income. The poverty rate is 16.7% — high, a tax-stress and distress correlate. There are about 4,184 housing units across 32054. Vacancy runs 10.5%. Around 28% of renters are cost-burdened. About 11% have a four-year degree. Households earn a median $67,044 — below the roughly $78,000 national figure. Owners hold 76% of homes, renters 24%. DLRadar's demographic-stress index for the area reads 28/100.
Net-net, 32054 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 32054 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 32054's 19/100 can be lined up against any neighbor in Union County, Florida or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 32054 reflects the current record instead of a stale or modeled snapshot.
Each component behind 32054 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. The point of the 32054 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 32054
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 32054 distress snapshot
Current distress, phase, housing and lender-pressure figures for 32054, drawn from the same report attached to each property.
Neighbouring ZIPs in Union County
Nearest ZIP codes to 32054
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Union County, Florida at ZIP, county and state level.
The complete 32054 distress and acquisition report
See who owns each distressed property in 32054, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Lead lists for Union County
Each signal above is traceable to an open dataset · methodology