ZIP 32054 Property Distress & Foreclosure Data

Composite property distress in 32054 (Union County, Florida) lands at 22/100 — low on DLRadar's public-record scoring. Structural exposure scores 50 and live distress 8 on the 0–100 scale. The sharpest non-environmental signals are institutional ownership (67/100), construction/permit lag (55/100), structural risk (50/100). By contrast, mortgage stress (26/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), flood (NFIP) exposure (61/100).

The market reads neutral — home values rose 3.4% year on year, and 39% higher over three years, at 19/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 12,467 people live here, median age 40. A median home runs $185,100 here, or 2.5 times local income. Roughly 16.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 4,184 housing units across 32054. Vacancy runs 10.5%. Rent burden reaches 28% of tenant households. About 11% have a four-year degree. Households earn a median $67,044 — below the roughly $78,000 national figure. The tenure split is 76% owner-occupied to 24% rented. On demographic stress specifically, 32054 scores 28/100.

Net-net, 32054 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.