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Union County, FL: Foreclosures, Tax Liens & Distressed Properties

Union County, FL, Florida: 5 ZIP codes scored, Union County, FL averaging 21/100 (low, Union, FL), from 18 to 26. Union County, FL is in its peak phase (Union, FL confidence 23/100): Union, FL home prices up 3.8% (Union, FL) over twelve months. Union County, FL lender headwind: 17/100.

Highest-scoring Union County, FL ZIPs: 32058 (26/100), 32026 (24/100), 32054 (19/100), 32083 (19/100), 32697 (18/100).

Across Union County, FL's scored ZIPs: median home value $173,650, household income $63,389, 19.4% vacancy, 18.3% poverty, 68% owner-occupied, median age 39.8.

Union County, FL insurance distress 82/100 (#286 in the US); FEMA hazard 99/100 for Union, FL; 18 federal disaster declarations in Union County, FL since 2023 (9 hurricane); 1 Union, FL NFIP flood claims, $13K paid; Union, FL construction distress 27/100.

1 bank with 1 branch lend in Union County, FL; Union, FL weighted bank stress 41/100.

Union County, FL unemployment 6.4%; 55 new housing units permitted in Union County, FL over twelve months, Union, FL up 28% from 43; Union, FL home prices +15.1% a year (Union, FL) over three years.

4,832 housing units in Union County, FL; 1,107 Union, FL renter households; 28% of Union, FL renters spend 30%+ of income on rent, 9% (Union, FL) half or more.

Union County, FL ranks #359 nationally on the opportunity index (Union, FL, among all ranked counties); Union, FL scores 34.3/100 and Union, FL sits #46 inside Florida. Union, FL is in the peak_opportunity opportunity phase; Union, FL's primary driver is vacancy, Union, FL second driver bank institutional; Union, FL moved up 1,043 places. 1 short-sale listings across Union, FL; 120 days on market observed in Union, FL; 10.6% vacancy over 5 Union, FL ZIPs.

No CFPB county sample covers Union County, FL. The non-metro area reading for Union, FL: 1.2% ninety-plus days late; Union, FL's thirty-to-eighty-nine share is 3.4% (Union, FL, December 2025 data); Florida overall 1.2%.

Union County, FL has 1 watched bank; 1 Union, FL bank sits in an elevated band. Union, FL footprints: Dlp Bank (1 branch, stress 41) in Union, FL.

516 of the 4,832 housing units in Union, FL sit vacant. Union County, FL permitted 0 multifamily units in twelve months; Union, FL's one-to-four unit structures added 55 units in Union County, FL.

Peak
Market phase
3.8%
Union, FL HPI YoY
0%
Drawdown
23
Union confidence

Top Union County ZIP codes by stress score

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