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ZIP 32666 Foreclosure, Tax-Lien & Distress Report

Putnam County, Florida · High Vacancy market

DLRadar grades ZIP 32666 (Putnam County, Florida) at a moderate 30/100 for overall property distress. Property-level stress concentrates in institutional ownership (71/100), structural risk (66/100), construction/permit lag (27/100). construction/permit lag (27/100) and mortgage stress (25/100) stay muted. The latent-versus-live split is 66/100 structural and 7/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (99/100), flood (NFIP) exposure (80/100), climate & FEMA risk (78/100)).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 20% higher over three years, at 13/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $66,540 — below the roughly $78,000 national figure. Around 42% of renters are cost-burdened. Home values center near $218,000, an affordability ratio of 3.1× — accessible. Population is roughly 5,542 with a median age of 62. The ZIP holds roughly 3,507 housing units. Around 30% of adults hold a bachelor's degree or higher. The vacancy rate is 24.7% — elevated. The demographic-stress sub-score lands at 29/100. The poverty rate is 11.3%. Owners hold 89% of homes, renters 11%.

On the whole, 32666 leans distressed, with opportunity clustered in specific stressed parcels. While 32666 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 32666 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 32666 shows as blanks, never estimates, and the score updates on every fresh public filing.

32666's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 32666 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

30/100
Composite stress
66/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 32666

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk78
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 32666 distress snapshot

A live read on 32666: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Deterministic scoring, sourced entirely from public data · methodology

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